HDFC bank account, credit card, loans and EMI festival offers – Full details here


HDFC Bank has launched Festive Treats 4.0 – the fourth edition of its annual campaign of attractive offers on all its banking and lending products as well as discounts on purchases. This year’s theme is “Go BIG this festive season,” HDFC Bank said in a statement while adding that it will allow customers to make all their festive wishes come true through a host of offers on accounts, loans, cards and EMIs, ensuring cash is easily accessible and not a hassle.

HDFC Bank said it leveraged its digital channels to make several customer journeys available fully online. For example, banks said customers can instantly benefit from a new credit card and take advantage of HDFC Bank’s exclusive partnership with Apple which offers Rs 5,000 CashBack on Cards & EasyEMI plus additional savings through SmartBuy.

“With a positive customer sentiment environment, we expect a robust response to our wide range of offers for the season. The enhanced digital experience will allow customers to benefit from multiple online banking services, making festive shopping more easier than ever,” said Ravi Santhanam, Chief Marketing Officer, HDFC Bank.

Best offers from HDFC Bank

Personal loan Get a personal loan up to Rs 40 Lakh in just 10 seconds Interest rate starting from 10.50%
Business loan Availability of unsecured loan with 50% discount on processing fees
Xpress car loan Car loan disbursement in 30 minutes, with an interest rate from 7.90% and zero foreclosure fees
Used car loan Interest rate from 10.75%*. Zero foreclosure after 24 months*
Two-wheeler loan EMI @ Rs 37/Rs.1,000 and above, down payment from ₹999
Credit cards & EASYEMI Enjoy EASYEMI for up to 24 months and save up to 20% with selected brands using HDFC Bank and EasyEMI credit cards
gold loan 50% discount on processing fees and fast disbursement
Loan on property Fixed handling fee of Rs. 9999* and special handling fee for balance transfer
Home loan Complementary loan at lower interest rate up to Rs. 50* Lakh.
Source: HDFC Bank. (*conditions apply)

Also read: SBI card user? Get up to 22.5% cash back. Check offer details

HDFC Bank customers can also benefit from a personal loan in 10 seconds, an Xpress car loan in just 30 minutes, a card loan or open an Insta account completely online.

Festive Treats offers will be available at online, offline, national, regional and hyperlocal merchants spanning the broadest range of categories, including electronics, jewelry, travel, home decor, apparel, groceries , loans to meet personal and professional needs and utility vehicles.

Some of the domestic partners include Reliance Digital, Croma, Apple, Samsung, LG, Sony, HP, IFB, Haier, Xiaomi, Shoppers Stop, Lifestyle, Westside, Star Bazaar, etc. Renowned regional players like Senco Gold, VMart, JKJ Jewelers, Vijay Sales, Kohinoor, Bhima Jewellers, GRT Jewelers, LULU Hypermarket and many more are also part of Festive Treats this year. Renowned digital brands such as Flipkart, TataCliq, Ajio, The Clothing Group (ALDO, Bath & Body Works, Charles & Keith, Jack & Jones, Vero Moda, Only, etc.), MakeMyTrip, ClearTrip, EaseMyTrip, Ixigo, among others, have also joined to offer a range of offers for online and offline transactions.

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